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RCI Banque

RCI Banque SA
RCI Bank and Services
Société Anonyme
Industry Automotive financing, insurance and related services
Founded 21 August 1974 (1974-08-21)
Headquarters Noisy-le-Grand, France
Area served
Worldwide
Key people
  • Gianlucca De Ficchy
    ( CEO)
  • Dominique Thormann
    (Chairman)
Revenue Increase €1.36 billion (2015)
Increase €844 million (2015)
Profit Increase €539 million (2015)
Total assets Increase €37.07 billion (end 2015)
Total equity Increase €3.51 billion (end 2015)
Number of employees
2,830 (2011)
Parent Renault
Website www.rcibs.com

RCI Banque SA (French pronunciation: ​[ɛʁ se i bɑ̃k]), trading as RCI Bank and Services and formerly known as Renault Crédit International, is a France-based international company that specialises on automotive financing, insurance and related activities for the Renault group brands (Renault, Renault Samsung Motors, Dacia) globally and for the Nissan group brands (Nissan, Infiniti, Datsun) in Europe, Russia and South America. RCI Banque is a wholly owned subsidiary of Renault.

The company was founded by Renault in 1974 as the Société Financière de Renault or Sofiren, being intended as a way of financing sales for its dealerships and to manage the automaker's cash flow. On 27 June 1980 it was renamed Renault Crédit International (RCI). In 1990, it merged with Diac (Diffusion Industrielle et Automobile par le Crédit) SA, a company formed in 1924 by Louis Renault as a result of the lack of liquid funds after the 1921 crisis and with similar objectives, but focused exclusively on loans for the purchase of vehicles (today Diac operates as a RCI Banque's wholly owned subsidiary). By 1990, RCI contributed with more than one-third of Renault group's net income. In November 2001, the company was named RCI Banque. In February 2016, as part of a corporate image revamp, RCI Banque adopted the commercial name RCI Bank and Services.

RCI Bank and Services offers automobile financing lines (11.09 billion euros in financing and 1,024,771 vehicles at the end of 2011), insurance (2.5 million active insurance policies at the end of 2011) and related services, including car loans (used and brand-new), rentals with purchasing options, leases, long-term rentals for retail customers and services, such as maintenance, extended warranties, roadside assistance, fleet management, and credit cards.

The company also finances new vehicles, used vehicles, and spare parts, as well as short-term cash requirements for the Renault-Nissan Alliance dealerships. It has subsidiaries in Argentina, Brazil, Colombia, Mexico, Algeria, Morocco, Turkey, Russia, Ukraine, South Korea, and the European Union.


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