The Time-based One-Time Password algorithm (TOTP) is an algorithm that computes a one-time password from a shared secret key and the current time. It has been adopted as Internet Engineering Task Force standard RFC 6238, is the cornerstone of Initiative For Open Authentication (OATH), and is used in a number of two-factor authentication systems.
TOTP is an example of a hash-based message authentication code (HMAC). It combines a secret key with the current timestamp using a cryptographic hash function to generate a one-time password. Because network latency and out-of-sync clocks can result in the password recipient having to try a range of possible times to authenticate against, the timestamp typically increases in 30-second intervals, which thus cuts the potential search space.
In a typical two-factor authentication application, user authentication proceeds as follows: a user enters username and password into a website or other server, generates a one-time password for the server using TOTP running locally on a smartphone or other device, and types that password into the server as well. The server then also runs TOTP to verify the entered one-time password. For this to work, the clocks of the user's device and the server need to be roughly synchronized (the server will typically accept one-time passwords generated from timestamps that differ by ±1 time interval from the client's timestamp). A single secret key, to be used for all subsequent authentication sessions, must have been shared between the server and the user's device over a secure channel ahead of time. If some more steps are carried out, the user can also authenticate the server using TOTP.
TOTP is based on HOTP with a timestamp replacing the incrementing counter.
The current timestamp is turned into an integer time-counter (TC) by defining the start of an epoch (T0) and counting in units of a time step (TS). For example:
According to RFC 6238, the reference implementation is as follows: