The Montana Lottery is run by the government of Montana. It is a member of the Multi-State Lottery Association (MUSL). The Montana Lottery's portfolio consists of scratch tickets, plus Mega Millions, Powerball, Hot Lotto, Wild Card 2, and Montana Cash.
The Montana Lottery was created by referendum in 1986. Since then, it has paid out at least $310 million to players in prizes and returned at least $142 million to good causes in Montana.
In Montana, the minimum age to purchase a lottery ticket is 18.
On August 31, 2008, the Montana Lottery began fantasy sports wagering, called Montana Sports Action, which is offered under the authority of MCA 23-4, a law passed by the Montana Legislature in 2007 to help the Board of Horse Racing increase purses in Montana. The Board of Horse Racing may also use the funds raised in other ways to stimulate horse racing in Montana. The law requires that 74% of the money wagered be returned to players in prize payouts. The remaining 26% is shared between the establishments offering Montana Sports Action, the Board of Horse Racing, and the Montana Lottery. (Sports betting in the US also is legal in Delaware, Nevada, and Oregon.)
Montana Cash is played Wednesdays and Saturdays. It draws 5 numbers from 1 through 45. Players get two games for $1. The jackpot starts at $40,000.
10 Spot is played like keno. Players choose 10 numbers; 20 are drawn by the Lottery. Matching any 10 of the 20 numbers wins $25,000.
Wild Card, a MUSL game, is currently offered by four lotteries including Montana's. It is drawn Wednesdays and Saturdays. Players get two games for each $1 wagered. Each game is played in a similar fashion to Powerball; in each drawing, five numbers from 1–31 are selected. The sixth "number" is actually one of 16 playing cards, either a Jack, Queen, King, or the Ace of any of the four suits (Clubs, Diamonds, Hearts, Spades).