The Hokkaidō Takushoku Bank, Ltd. (北海道拓殖銀行 Hokkaidō Takushoku Ginko?), literally Hokkaidō Exploitation Bank, was a major commercial bank in Japan, founded in 1899 as a "Special Bank" to promote capitalism on the island of Hokkaidō. Its nickname was Takugin (拓銀 or たくぎん?); it was also known in the media and business world as Hokutaku (北拓?). It was the City Bank in its stronghold of Hokkaidō until it went bankrupt in November 1997, and the following year it transferred its business to the North Pacific Bank (北洋銀行 Hokuyo Ginko?), which is another bank in Hokkaidō, and others. Its unified financial institution code was 0012.
On the announcement of the "agriculture and industry banking law" in 1896, "agriculture and industry banks" were set up in 46 prefectures throughout Japan. Hokkaidō was thought to be in the forefront as a prime candidate for economic exploitation, and instead of an agriculture and industry bank, a special "national policy bank" was deemed necessary. For this purpose, the Hokkaidō Takushoku Bank was established in 1899, and was incorporated as a "special bank" on February 2, 1900, providing long-term low-interest loans as capital for Hokkaidō's development. The target of these loans was not just the improvement of industry and agriculture; it also had as its object the key industries of fishing and those related to the further exploitation of Hokkaidō.