Fondazione Cassa di Risparmio di Terni e Narni
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Native name
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Casse di Risparmio dell'Umbria S.p.A. |
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| subsidiary of a listed company | |
| Industry | Financial services |
| Predecessor |
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| Founded |
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| Founder |
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| Headquarters | 49/A Corso Tacito, Terni, Italy |
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Number of locations
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106 branches (2014) |
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Area served
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Umbria region |
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Key people
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| Services | Retail, commercial and private banking |
| Profit |
 (€6,217,131) (2015) |
| Total assets |
 €3,221,966,313 (2015) |
| Total equity |
€383,877,143 (2015) |
| Owner |
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| Parent | Intesa Sanpaolo |
| Capital ratio | 22.34% (CET1) |
| Website | Official website (in Italian) |
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Footnotes / references source |
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Casse di Risparmio dell'Umbria S.p.A. known as Casse dell'Umbria is an Italian retail bank based in Terni, Umbria. The bank is a subsidiary of Intesa Sanpaolo (via Banca CR Firenze).
The headquarter of the bank was next to Fondazione Cassa di Risparmio di Terni e Narni (Fondazione Carit) on Corso Tacito, Terni (49 and 49/A respectively).
Cassa di Risparmio di Spoleto (Carispo) was found in December 1836 in Spoleto, in the Papal States. In the same year Cassa di Risparmio di Roma also found. Since CR Roma was merged into Banca di Roma in 1992, CR Spoleto was the oldest surviving Cassa di Risparmio of the area of former Papal States, until the merger in 2012. After the merger Cassa di Risparmio in Bologna became the oldest surviving saving bank of former Papal States instead.
The first chairman of the bank was Luigi Pianciani (1836–1847). He was elected as the gonfaloniere of Spoleto in 1847. He served as the mayor of Rome from 1873 to 1875.
In 1992 CR Spoleto also spin off its bank activities to form Cassa di Risparmio di Spoleto S.p.A., with the original entity was renamed to Fondazione Cassa di Risparmio di Spoleto. The banking foundation sold 30% stake to Cassa di Risparmio delle Provincie Lombarde (Cariplo) in mid 1990s.
In July 1999 Banca Intesa (ex-Cariplo) owned a majority interests (59.44%) of the bank, as well as forming a sub-holding company: Holding Intesa Centro (Casse del Centro), for a potential integration of the saving banks in central Italy. During the peak of Casse del Centro, the holding had 4 separate banks from Umbria (which were merged in 2012), as well as Cassa di Risparmio di Fano (sold to Credito Valtellinese in 2008), Cassa di Risparmio di Ascoli Piceno (absorbed by Banca dell'Adriatico in 2013), Cassa di Risparmio della Provincia di Viterbo and Cassa di Risparmio di Rieti (absorbed into Intesa Sanpaolo in 2015). The shares of Casse del Centro was transferred to Banca CR Firenze in 2008 from the parent company Intesa Sanpaolo, which the Florence bank became the sub-holding company for the bank group instead, as Casse del Centro was liquidated soon after.
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