Carispezia
| Carispezia | |
|
Native name
|
Cassa di Risparmio della Spezia S.p.A. |
| Subsidiary | |
| Industry | Financial services |
| Founded | 1842 |
| Headquarters | La Spezia, Liguria |
|
Key people
|
Andrea Corradino (President) |
| Products | Retail banking |
| Revenue |
 €110 million (2013)
|
|
€40.4 million (2013)
|
|
| Profit |
€14.4 million (2013)
|
| Total assets |
€2.68 billion (2013)
|
| Total equity |
€185 million (2013)
|
| Owner |
|
|
Number of employees
|
561 (2013)
|
| Parent |
Crédit Agricole S.A. (via Crédit Agricole Italia) |
| Website | http://www.credit-agricole.it/ |
Cassa di Risparmio della Spezia S.p.A. or Carispezia in short, is an Italian regional bank, which is part of Crédit Agricole Italia, the Italian arm of French banking group Crédit Agricole.
Since 2016 the brand Crédit Agricole Italia was used for the whole banking group, with an unified website http://www.credit-agricole.it/.
Found in 1842, Carispezia became Società per azioni in 1992, which a new legislation split the bank non-profit making ownership and banking operation.
In 1995, Carispezia was merged with the saving bank of Alessandria and Carrara, with Cassa di Risparmio delle Provincie Lombarde (Cariplo) and the foundations became the new shareholder of a new holding company Carinord Holding SpA (acronym of Cassa di Risparmio Nord), which held 68.09% of Carispezia shares, and 31.91% shares remain held by Fondazione Carispezia. In 1998, Cariplo held 30.94% shares of Carinord Holding.
In 1998 Cariplo merged with Banco Ambrosiano Veneto to form Banca Intesa, which the shares of Carinord Holding held by Cariplo was transferred to Banca Intesa.
In 2002, the saving bank of Alessandria was split from the union. Carinord 2 SpA was formed, with Banca Intesa held 41.14%, Fondazione Carispezia held 31.83%, Fondazione CR Carrara held 27.03%. Fondazione Carispezia was the de facto major shareholder through direct and indirect holding of Carispezia's shares.
As part of Banca Intesa ended in 2003, which Carinord 2 was acquired by Banca CR Firenze (for Spezia only) and Banca Carige (for Carrara only). Banca Intesa would received €115 million for its 41.14% shares on Carinord 2.
In 2004 Banca CR Firenze completed the takeover of Carispezia, which the bank acquired the shares of Carinord 2 from the foundation. in 2006 the foundation further decreased its direct ownership on Carispezia to 20%.
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Wikipedia