VisionPLUS

VisionPLUS is a financial software application from First Data Corporation. Originally developed by the Paysys Research and Development Group, this application is mainly used for credit card transaction processing by banks and transaction processing companies, storing and processing credit card, debit card, prepaid, closed end loan accounts and similar financial transactions such as Visa, MasterCard, American Express, Europay, and private label transactions against those accounts. More than 600 million cards around the world are processed on different versions of this application software.

VisionPLUS consists of various modules that work together to manage the life cycle of accounts. VisionPLUS allows financial institutions to configure their own product features and functionality. The main functional modules of VisionPLUS include:

CMS is the core module and plays an important part, as all account-related activities are posted in the CMS module.

VisionPLUS Software was introduced by Paysys International Inc. in 1996. In 2001, First Data Coroporation acquired Paysys and since then VisionPLUS has been marketed by FirstData in Europe and elsewhere.

Due to software feature upgrades and compliance mandates from payments schemes like Visa, MasterCard, American Express, and JCB, First Data releases updates twice a year. There are also incremental functional releases and brand new products (modules) released from time to time. These are referred to as VisionPLUS 8.nn (where nn stands for a number between 01 and 99).

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