The Tizard Bank, 10°15′N 114°30′E / 10.250°N 114.500°ECoordinates: 10°15′N 114°30′E / 10.250°N 114.500°E, in Chinese known as 郑和群礁 and Zhenghe Qunjiao, is a partially sunken atoll and one of the significant maritime features of the north-western part of the Spratly Islands. It is claimed by the China, Taiwan and Vietnam, and various parts of it are occupied by these nations.
It was named after Thomas Henry Tizard (1839 – 17 February 1924), a British oceanographer and surveyor who surveyed the bank from aboard HMS Rifleman in the 1860s. In 1947 the Republic of China government gave the bank the name Zheng He Archipelago after the famous Ming-era admiral, although there is no evidence that he ever visited Tizard Bank.
From before the 1870s the islands were used by fishermen from Hainan with Itu Aba Island having a semi-permanent settlement of Chinese fishermen.