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The Dave Ramsey Show (radio)

The Dave Ramsey Show
Genre Financial talk
Running time 3 hours per episode
Country of origin United States United States
Home station 1510 WLAC
Starring Dave Ramsey
Created by Dave Ramsey
Executive producer(s) Blake Thompson
Original release 1992 – present
Opening theme "Money for Nothing" by Dire Straits, "Baker Street" by Gerry Rafferty
Ending theme "Money" by Pink Floyd
Website http://www.daveramsey.com/radio

The Dave Ramsey Show is a three-hour, self-syndicated radio program and podcast, hosted by the eponymous finance author and speaker, that airs Monday through Friday from 2-5 PM ET (locally 1-4 PM CT). It is primarily broadcast from Brentwood, Tennessee, though often during the summer it is broadcast via remote from Ramsey's lake house. As of 2008, it is one of the top ten most-listened-to radio shows.

Ramsey takes live calls on the theme of finance, and occasionally money-related Christian philosophy as it pertains to tithing, etc. During the show, he discusses life and money-related issues with callers. He is known for his complete disdain of debt collectors, calling them (among other things) "scum" and dishonest, and urging his listeners not to deal with them unless necessary, and then to get everything in writing, especially involving offers to reduce debts.

With a simple, seven-stage "baby steps" formula (based in part on the debt snowball method), Ramsey urges listeners to avoid all debt except for certain types of home mortgages, and to invest conservatively.

One notable difference between his and other financial shows is that Ramsey attempts to go beyond mathematical mechanics and reach his callers on an emotional and spiritual level.

The show has a channel on iHeartRadio.

The program began June 15, 1992, when Ramsey, selling copies of Financial Peace out of the trunk of his car, was a guest on 99.7 WWTN. The station had recently filed Chapter 11 bankruptcy and one of its hosts had quit after not getting paid, which left the station scrambling to fill the gap in its lineup. Ramsey offered to do a one-hour show for free for one month, not entirely expecting to be successful. The Money Game went on the air with Ramsey, Hal Wilson and Roy Matlock each hosting the hour alone on certain days of the week. Ramsey was the bankruptcy and "get out of debt" guru on Mondays and Wednesdays, Matlock answered investing questions Tuesdays and Thursdays, and Wilson's Friday topic was primarily real estate. After station management asked Wilson to discontinue his portion of the program, Ramsey and Matlock teamed up to host the show five days per week. Eventually, Matlock left the show on good terms to focus on his financial services business, leaving Ramsey to host the show alone.


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