Student loan deferment

Student loan deferment is an agreement between the student and lender that the student may postpone repayment of a student loan for a designated period. The student agrees to pay more money for the loan so the loan will not be in default. If the student is experiencing financial hardship or is unemployed, he or she may be eligible for deferment. The lender will require valid proof of financial hardship and other financial information when the student applies.

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