Coordinates: 38°19′16″N 76°28′44″W / 38.32111°N 76.47889°W / 38.32111; -76.47889 Spencers Wharf (also, Town Point and Hopewell) is an unincorporated community in St. Mary's County, Maryland, United States. It lies at an elevation of 13 feet (4 m).