A seismic hazard is the probability that an earthquake will occur in a given geographic area, within a given window of time, and with ground motion intensity exceeding a given threshold. With a hazard thus estimated, risk can be assessed and included in such areas as building codes for standard buildings, designing larger buildings and infrastructure projects, land use planning and determining insurance rates. The seismic hazard studies also may generate two standard measures of anticipated ground motion, both confusingly abbreviated MCE; the simpler probabilistic Maximum Considered Earthquake (or Event ), used in standard building codes, and the more detailed and deterministic Maximum Credible Earthquake incorporated in the design of larger buildings and civil infrastructure like dams or bridges. It is important to clarify which MCE is being discussed.
Calculations for determining seismic hazard were first formulated by C. Allin Cornell in 1968 and, depending on their level of importance and use, can be quite complex. The regional geology and seismology setting is first examined for sources and patterns of earthquake occurrence, both in depth and at the surface from seismometer records; secondly, the impacts from these sources are assessed relative to local geologic rock and soil types, slope angle and groundwater conditions. Zones of similar potential earthquake shaking are thus determined and drawn on maps. The well known San Andreas Fault is illustrated as a long narrow elliptical zone of greater potential motion, like many areas along continental margins associated with the Pacific ring of fire. Zones of higher seismicity in the continental interior may be the site for intraplate earthquakes) and tend to be drawn as broad areas, based on historic records, like the 1812 New Madrid earthquake, since specific causative faults are generally not identified as earthquake sources.