The reluctant hero is a heroic archetype found in fiction. A summary of the archetype:
Another commentator notes, with respect to game design:
The reluctant hero is typically portrayed either as an ordinary person thrust into extraordinary circumstances which require him to rise to heroism, or as a person with extraordinary abilities who nonetheless evinces a desire to avoid using those abilities for the benefit of others. In either case, the reluctant hero does not initially seek adventure or the opportunity to do good, and their apparent selfishness may draw them into the category of antiheroes. The reluctant hero differs from the antihero in that the story arc of the former inevitably results in their becoming a true hero.
In many stories, the reluctant hero is portrayed as having a period of doubt after his initial foray into heroism. This may be brought about by the negative consequences of his own heroic actions, or by the achievement of some position of personal safety - leaving the audience to wonder whether he will return to heroism at the moment when he is needed the most.