Lucky for Life

Lucky for Life (LFL) is a lottery drawing game available in 22 states and the District of Columbia. Lucky for Life, which began in 2009 in Connecticut as Lucky-4-Life, became a New England-wide game three years later, and added eleven lotteries during 2015. LFL's slogan is "The Game of a Lifetime." Drawings remain in Connecticut; Lucky for Life is drawn Mondays and Thursdays at 10:38 pm Eastern Time, using two drawing machines and numbered balls.

Lucky for Life was modified on September 17, 2013, adding a second "lifetime" prize tier, and a cash option for either annuity tier; LFL was modified again in January 2015 to its current format. Each Lucky for Life play costs $2.

With the District of Columbia joining Lucky for Life (the first member added without changing the game's double matrix) on February 15, 2015, Kentucky on March 22, 2015, Ohio on November 15, 2015, Iowa on January 24, 2016, North Carolina on February 7, 2016, North Dakota on February 26, 2016, Colorado on July 17, 2016, and Kansas on November 15, 2016. With Wyoming joining Lucky for Life on December 4, 2016, the game now has 23 members.

West Virginia, South Dakota (on June 4) and Nebraska (in August) are expected to join LFL in 2017.

Unlike other American lottery games (the exception being the nine-state Cash4Life) Lucky for Life offers two annuitized prize levels; both are advertised as "lifetime" prizes. Beginning with the 2013 game modification, a first-prize winner can choose cash in lieu of the lifetime annuity; second-prize winners also are offered a cash option. A first-prize winner, if the annuity is chosen, receives, or shares, the equivalent of "$1,000 a day for life" (the timing of the payments is according to the rules where the ticket was sold), with a 20-year guarantee; if the winner dies, payments continue to the winner's estate. Second prize is $25,000 per year for life.

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