John Baring (5 Oct 1730 – 29 January 1816) of Mount Radford House, Exeter, Devon, was an English merchant banker and MP.
He was the eldest son of Johann Baring (1697–1748), a clothier from Bremen in Germany who had settled in Exeter, where he built up a large business and obtained English citizenship, having Anglicised his name to "John". The younger John was brought up at , his father's country residence just outside the city of Exeter, and was educated in Geneva. He had three younger brothers, Thomas, Francis and Charles, and a sister Elizabeth. Francis became his business partner and later, Sir Francis Baring, 1st Baronet.
After his father's death in 1748 he inherited the large family cloth business in Exeter. Together with his younger brother Francis, he extended his commercial interests to London by setting up the partnership of John and Francis Baring, of which he was the senior partner. He soon retired from activity in London to concentrate on business in Devon, and left the running of the London business to Francis, under whose guidance it evolved into Barings Bank.
Back in Devon, Baring founded banks in Plymouth and Exeter and entered politics. Having unsuccessfully contested Honiton, he was elected Member of Parliament for Exeter in 1776. He was also appointed Sheriff of Devon for 1776. He retired from Parliament in 1802.
Baring married Anne Parker (died 1765), the daughter of Francis Parker of Blagdon in the parish of Paignton in Devon, by whom he had two sons and four daughters. His youngest daughter, Charlotte (1763–1833) married in 1786 to John Jeffrey Short (born 1753), son of John Short "Senior" of Bickham House, Kenn who had been in 1744 a partner with John Baring and his brother Charles in the Baring's bank in Exeter. Charlotte's eldest son was John Short (1790–1818) who died unmarried and was succeeded at Bickham by his brother Francis Baring Short.