Born in Lincolnwood, Illinois, Loyd was a four-year starter for Niles West High School in Skokie, Illinois, where she averaged 24.8 points and 11.9 rebounds per game and scored 3,077 career points, leading the team to a 93-31 record during that time.

In her final season for Notre Dame, she was named ESPN's women's college basketball player of the year as the Fighting Irish advanced to the NCAA championship game for the second year in a row. Loyd scored 1,909 points in her college career, Notre Dame's fifth-highest total ever.

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Loyd was drafted first overall in the 2015 WNBA Draft by the Seattle Storm. She would play alongside superstar veteran point guard Sue Bird. Loyd played the point guard position prior to her WNBA career, but with Bird already playing point guard for the Storm, Loyd would instead play the shooting guard. Loyd was also a back-up point guard in her rookie season for the Storm. While Bird sat out the final seven games of the regular season to rest, Loyd was the starting point guard. Loyd played 34 games with 23 starts in her rookie season for the Storm. Her season performance would earn her the WNBA Rookie of the Year Award, while averaging 10.7 ppg. In her second season, Loyd developed into a star player and was the starting shooting guard for the Storm, averaging 16.5 ppg. During the season, Loyd scored a career-high 32 points in a win against the Phoenix Mercury. Loyd was also named to the All-WNBA Second Team. The Storm made it back to the playoffs for the first time in three years with the number 7 seed in the league, but were eliminated in the first round by the Atlanta Dream.

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