Janet Lim-Napoles

Janet Nápoles Lim y Luy
Janet Lim-Napoles's official mugshot
Born	Janet Luy Lim (1964-01-15) January 15, 1964 (age 53) Malabon, Rizal, Philippines
Nationality	Filipino
Other names	Jenny
Occupation	Businessperson
Known for	Implications to the PDAF scam, Alleged mastermind of the scam.
Criminal charge	Serious illegal detention, Plunder
Criminal penalty	Reclusion perpetua
Criminal status	In prison
Spouse(s)	Jaime G. Napoles
Children	4
Conviction(s)	Serious illegal detention (April 14, 2015)
Imprisoned at	Correctional Institution for Women, Mandaluyong (since April 16, 2015)

Janet "Jenny" Luy Lim-Napoles (born Janet Nápoles Lim y Luy; January 15, 1964) is a businesswoman who is believed to have masterminded the Priority Development Assistance Fund Scam.

Janet Luy Lim was born in Malabon, then a municipality of Rizal. She is the fourth of five children of a Chinese Filipino couple: Johnny Co Lim (born Lim King Sing) and Magdalena "Nelly" Lim Luy.

The family lived in Binondo, Manila until December 1970, when Johnny Co Lim died, and Luy returned with her children to her hometown of Maluso, Basilan. Napoles, who was six at the time, studied at the Maluso Central Elementary School, and completed her secondary education at the local Claretian school. The family ran the Luys' sari-sari store, and delivered drinks to workers at the local port. However, some residents of Maluso have claimed that the Luys were a rich family, owning a fish drying business and plots of land. As the security situation in Basilan began to deteriorate, and the family received threats of extortion, the Lim family moved back to Manila.

Napoles reportedly met her husband, Jaime G. Napoles, on board a ferry which traversed between the southern islands of Mindanao,. They married in April 1982, when she was 18. In Manila, the couple lived in Fort Bonifacio, where the young Napoles ran a carinderia.

Napoles' business interests date back to the early 1990s. In 1993, she solicited for investments in a shipyard in Cebu, promising 5% interest on all investments. It was later discovered that the money was not invested in the shipyard: according to Col. Ariel Querubín, who was a friend of the Napoles family, the money they had invested in the shipyard was reportedly invested elsewhere, with Napoles pocketing the interest. While the investment was eventually recovered, Querubín claims the investment led to the death of his first wife.

In 2001, Napoles and her husband were implicated in the acquisition by the Armed Forces of the Philippines of ₱3.8 million worth of substandard Kevlar helmets, and were charged with graft and malversation of public funds by the Sandiganbayan (people's special tribunal). While her husband was dropped from the list of defendants in 2002, Janet Napoles stood trial, and was acquitted on October 28, 2010 for lack of evidence.