Henri Germain (1824–1905) was a French banker and politician.
Henri Germain was born on February 19, 1824 in Lyon. His father, Henri Germain, was a silk businessman, and his mother was Claudine Lupin. He received a law degree. He was a follower of Saint-Simonianism, and François Barthélemy Arlès-Dufour (1797-1872) became his mentor.
In 1863, he founded Crédit Lyonnais. They became the first bank in France to offer savings accounts with interest. The first shareholders were Saint-Simon followers like Paulin Talabot (1799–1885), Barthélemy Prosper Enfantin (1796–1864), Arlès-Dufour and Michel Chevalier (1806-1879). Two years later, in 1865, he founded the Société Foncière Lyonnaise, a real estate company. In 1892, he spearheaded the construction of the Boulevard Carnot, then known as the Boulevard de la Foncière-Lyonnaise.
He was a member of the General Council of Ain from 1871 to 1883. He then served as a member of the National Assembly from 1868 to 1893.
He was married to Blanche Germain. They resided at Villa Orangini in Cimiez, Nice. Their son, André Germain (1881-1971), was a writer.
He died on February 2, 1905.