Fondazione Cassa di Risparmio di Cesena
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Formerly called
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Unibanca (from 1999 to 2010) |
| subsidiary (legally as società per Azioni) | |
| ISIN | IT0000470911 |
| Industry | Financial services |
| Founded |
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| Headquarters | Cesena, Italy |
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Area served
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Emilia-Romagna, Veneto, Marche, Tuscany and Umbria region |
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Key people
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| Services | Retail banking |
 (€65 million) (2016) |
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| Total assets |
 €3.749 billion (2016) |
| Total equity |
€322 million (2016) |
| Owners |
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| Parent | FITD voluntary scheme |
| Divisions | Banca di Romagna |
| Capital ratio |
10.04% (Group CET1, Dec.2016) |
| Website | carispcesena.it |
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Footnotes / references in consolidated financial statement |
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Cassa di Risparmio di Cesena S.p.A. also known as Carisp Cesena in short, is an Italian saving bank based in Cesena, in the province of Forlì-Cesena, Emilia-Romagna region.
The bank had branches mostly in Emilia-Romagna region (87%; Forlì-Cesena province: 39, Ravenna 35, Rimini 10, Bologna 10, Modena 3, Ferrara 3, Reggio Emilia 2) However it also had 5 branches in Marche (2 in Ancona, 3 in Pesaro-Urbino), Umbria (province of Perugia 3), Tuscany (Arezzo province 3) and Veneto (Padova 2, Rovigo 1).
Cassa di Risparmio di Cesena was found in 1841 in Cesena, the Papal States by 105 private citizens, two year after fellow saving bank in Forlì who found by a decree of Pope Gregory XVI.
In 1991, due to Italian banking reform, the organization was split into Fondazione Cassa di Risparmio di Cesena, as the owner of the bank and a philanthropic organization, and Cassa di Risparmio di Cesena S.p.A., a Società per azioni which operates as a bank (P.IVA 02155830405). On 1 January 1999, the owner of Carisp Cesena and Banca di Romagna, forming a new holding company Unibanca for the two banks. The new banking group cover the whole Emilia-Romagna region. Unibanca, actually was the renaming of [old] Cassa di Risparmio di Cesena S.p.A., with a new subsidiary of the same name (Cassa di Risparmio di Cesena S.p.A.) was also incorporated (P.IVA 02626170407) on 5 August 1998.
On 4 October 2010 Carisp Cesena was absorbed by the holding company Unibanca, with Unibanca revered to use the old name "Cassa di Risparmio di Cesena S.p.A.". In 2013, Banca di Romagna was also absorbed by Carisp Cesena, but retained as a banking division.
As of 31 December 2014, the original owner of the bank still held 48.027% of the shares, followed by former owner of Banca di Romagna, the banking foundations from Lugo (11.575%) and Faenza (6.462%), both from the province of Ravenna; Banca Popolare di Puglia e Basilicata owned 0.20% stake.
In 2016, after the 2015 financial statements of the bank was approved by the board of directors (which saw the banking group CET1 Ratio had decreased to just 1.63% at 31 December 2015), a capital increase of €280 million was announced, which was reserved to voluntary scheme of Fondo Interbancario di Tutela dei Depositi. The banking foundations received free warrants to subscribe additional new shares.
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Wikipedia