The Federal Deposit Insurance Reform Act of 2005 (Title II, subtitle B of Pub.L. 109–171, 110 Stat. 9, enacted February 8, 2006, with a companion statute, Federal Deposit Insurance Reform Conforming Amendments Act of 2005, Pub.L. 109–173, 119 Stat. 3601, enacted February 15, 2006), was an act of the United States Congress on banking regulation. It contained a number of changes to the Federal Deposit Insurance Corporation (FDIC).