English, Scottish and Australian Bank

The English, Scottish & Australian Bank Limited was a former bank which was founded in 1852 by Royal Charter in London and was known as the English, Scottish and Australian Chartered Bank, colloquially "ES&A Bank". It was merged with the Australia and New Zealand Bank in 1970.

The bank opened its first Australian branch in Sydney in 1853. Australian banknotes were printed by the bank and issued at branches in Sydney, Adelaide, Hobart and Melbourne. In 1893, the bank was renamed the English, Scottish & Australian Bank following the financial upheaval. The bank was one of 16 banks which supplied blank note forms to the Australian Government in 1911 which were superscribed as redeemable in gold and issued as the first Commonwealth notes. The bank took over the Commercial Bank of Tasmania Limited and the London Bank of Australia Limited in 1921 and the Royal Bank of Australia Limited in 1927.

Esanda Finance was a commercial division of the bank, being an acronym of ES&A, and in 2015 continues to operate as part of ANZ.

On 1 October 1970, the bank merged with the Australia and New Zealand Bank to form the Australia and New Zealand Banking Group Limited. At the time of the merger, ES&A had a branch network of ca. 570 across Australia. Some former ES&A branches continue to operate as of 2016 under the ANZ name, Deloraine is one such example.

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