Clearing House Association, LLC

The Clearing House Association, L.L.C. is a New York-headquartered trade group and the nation’s first and oldest banking association representing 24 of the world's largest commercial banks, which collectively employ over 2 million people and hold more than half of all U.S. deposits. It is a nonpartisan organization that advocates on regulatory, legislative, and legal public policy issues on behalf of its Owner Banks before policymakers, courts of law, and standards setters in the U.S. and abroad.

The Clearing House seeks a level playing field among similarly situated market participants, in which a legal and regulatory framework promotes systemic stability, economic growth, and a safe and sound banking system. Unique among trades for its sole focus on large-scale commercial banking and payments issues, the Association and its Owner Banks form strong consensus positions on issues vital to the banking industry that are technically detailed and research- and data-driven.

The Clearing House was established in New York in 1853 for the purpose of processing transactions among banks. Decades before the formation of the Federal Reserve, The Clearing House functioned as a quasi-central bank: setting monetary policy, issuing a form of currency, and even storing vaults of gold to back settlements. Today, The Clearing House comprises two organizations: The Clearing House Payments Company and The Clearing House Association. The Clearing House has offices in New York, North Carolina and Washington, D.C.

The Association publishes a quarterly journal entitled Banking Perspective, which is a forum for thought leadership on key themes in the bank regulatory landscape and innovation trends in bank payments. Banking Perspective features leading banking industry executives, regulators, academics, policy experts, industry observers, and others.

The Association holds a yearly conference which seeks to provide a forum for industry leaders to examine the bank regulatory and payments landscape in the post-Dodd-Frank era. The conference generally features two days of keynote speakers, in-depth expert panels on pressing issues facing commercial banks, and provides professional networking opportunities. Workshops and panels generally run across two thematic tracks – the changing financial regulatory landscape and the dynamic world of evolving payments technology. Past keynote speakers have included Rob Cordray, Thomas Curry, Martin Gruenberg, William Dudley, Daniel Tarullo, Rodgin H. Cohen, Peggy Noonan, Nate Silver, Ian Bremmer, Anshu Jain, Richard Davis, Michael Corbat, William Demchak, Kelly King, Barney Frank and others.

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