Born in Bridgeport, Connecticut, Smith played collegiately at the University of Connecticut. He left the Huskies after scoring 2,145 points in his four years, an all-time record (this included another record, 1,140 points in Big East Conference history), and also led the team in career three-point field goals with 242, being one of only two UConn players to score at least 500 points in three different seasons.

A member of the UConn Basketball All Century Team, Smith was also nominated for the John Wooden Award, was named a McDonald's All American and was a member of an All-Big East first team. He played for the US national team in the 1990 FIBA World Championship, winning the bronze medal.

Smith was selected in the second round (34th overall) of the 1992 NBA Draft by the Minnesota Timberwolves. He played three seasons (224 total games) with the team, averaging 5.1 points, 2.8 assists, 1.3 rebounds and .5 steals per game.

He continued to play for various franchises in the Continental Basketball Association and Europe until 2000, when a series of injuries transitioned his career to sales and financial services. He received a B.A. in business administration, going on to work as a business development officer for both the People's Bank and its insurance subsidiary, Beardsley, Brown & Bassett.

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