Cassa di Risparmio di Torino

Banca CRT

A crest on the wall of a branch in Chieri, in the Province of Turin
Native name	Banca Cassa di Risparmio di Torino S.p.A.
Formerly called	Cassa di Risparmio di Torino
Former type	Società per azioni
Industry	Financial services
Fate	absorbed by UniCredit
Successor	retail branches of UniCredit Banca other divisions of UniCredit Fondazione CRT (charity only)
Founded	1827 1991 (S.p.A.)
Defunct	2002
Headquarters	Turin, Italy
Products	Retail and Investment banking
Owner	Fondazione CRT (1991–97) Unicredito (1997–98) UniCredit (1998–2002)
Parent	Fondazione CRT (1991–97) Unicredito (1997–98) UniCredit (1998–2002)
Website	Official website

Banca Cassa di Risparmio di Torino S.p.A. known as Banca CRT, or Caritorino, was an Italian regional bank based in Turin, Piedmont. In 1997, the bank joined Unicredito Group, as well as in 1998 followed the group to merge with Credito Italiano to form UniCredito Italiano (now known as UniCredit). In 2002 the bank was absorbed into the parent company.

The former owner of Banca CRT, Fondazione Cassa di Risparmio di Torino (Fondazione CRT), as of 31 December 2013, still owned 2.506% voting rights of UniCredit, as 7th largest shareholder. On 31 December 1999, Fondazione CRT was the second largest shareholder of UniCredit with 14.228% of the total ordinary shares (704,943,077 of 4,954,465,306).

Cassa di Risparmio di Torino was founded in 1827 with a philanthropic ideals, at that time still in Kingdom of Sardinia. Before 1950s, the bank already acquired the local banks in Casale Monferrato, Pinerolo and Ivrea.

In 1991, due to Legge Amato, the daily bank operation, charity and ownership were split into a Società per Azioni (Banca CRT S.p.A.), and a bank foundation (Fondazione Cassa di Risparmio di Torino; Fondazione CRT).

In 1990s, Banca CRT absorbed Banca Subalpina and Banco di Bergamo as well as had a minority shares holding in other saving banks (Italian: Cassa di Risparmio) of Bra, Fossano, Saluzzo, Savigliano and Tortona in southern Piedmont, as well as Banca della Valle d'Aosta. Banca CRT also sold the minority interests in Cassa di Risparmio di Calabria e Lucania (Carical) to a consortium of Cassa di Risparmio delle Provincie Lombarde and Fondazione Carical in 1994. The minority interests in Cassa di Risparmio di Città di Castello (40%) was also sold in 1993.