Cassa di Risparmio di Pistoia e della Lucchesia
| Caript | |
|
Formerly called
|
Cassa di Risparmio di Pistoia e Pescia S.p.A. |
| subsidiary of a listed company | |
| Industry | Financial services |
| Predecessor |
|
| Founded |
|
| Headquarters | 3 via Roma, Pistoia, Italy |
|
Area served
|
|
 (€1,605,726) (2014) |
|
| Total assets |
 €2,795,007,930 (2014) |
| Total equity |
€291,419,997 (2014) |
| Owners |
Intesa Sanpaolo (8.105%) Banca CR Firenze (74.883%) C.R. Pistoia–Pescia Foundation (16.525%) others (0.487%) |
| Parent | Intesa Sanpaolo (through Banca CR Firenze) |
| Capital ratio | 18.67% (CET1) |
| Website | Official website |
Cassa di Risparmio di Pistoia e della Lucchesia (literally The Saving bank of Pistoia and Lucchesia; known as Caripistoia, Caript or just CRPT in short) is an Italian regional bank based in Pistoia, Tuscany. The bank was a subsidiary of Banca CR Firenze, with Intesa Sanpaolo as the ultimate holding company.
Cassa di Risparmio di Pistoia e Pescia was found in 1936 by the merger of Cassa di Risparmio di Pistoia (found 1831) and Pescia (1840). The bank also absorbed Banca di Pistoia in 1932, and Pistoia Mount of Piety in 1937.
Due to Legge Amato, the bank was split into a società per azioni (limited company), and a non-profit organization (Ente Cassa di Risparmio di Pistoia e Pescia, which was renamed to Fondazione Cassa di Risparmio di Pistoia e Pescia in late 1990s) on 13 April 1992 (gazetted on 14 May). At that time around 17.748% of the shares were "saving shares" (4,000,000, Italian: azioni di risparmio). The ente also immediately sold around 51% shares to an intermediate holding company Holding Casse Toscane (literally Tuscan saving banks), which consists of the saving bank (Italian: Cassa di Risparmio) of Florence (Banca CR Firenze), Livorno, Lucca, Pisa, San Miniato as well as Banca del Monte di Lucca. In return the ente received around 10% shares of the holding, making the ente hold about 31.525% of the shares of the bank directly or about 36.4% combined (saving shares excluded), as well as minority interests in other banks. In 1995 CR Lucca, Livorno and Pisa, as well as Banca del Monte di Lucca, formed their own banking group (Casse del Tirreno), leaving Florence, Pistoia–Pescia and San Miniato in Casse Toscane.
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