Apple Bank for Savings

Central Savings Bank
U.S. National Register of Historic Places
Uptown Central Savings Bank, built 1926–28 (York and Sawyer, architects)
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Location	2100–2108 Broadway, New York, New York
Coordinates	40°46′47″N 73°58′54″W / 40.77972°N 73.98167°W / 40.77972; -73.98167Coordinates: 40°46′47″N 73°58′54″W / 40.77972°N 73.98167°W / 40.77972; -73.98167
Area	less than one acre
Built	1926
Architect	Moscowitz, Benjamin; Yellin, Samuel
Architectural style	Renaissance, Italian Renaissance
NRHP Reference #	83001720
Added to NRHP	September 8, 1983

Apple Bank for Savings provides consumer and small business banking services to the greater New York City area. It is the second largest state-chartered savings bank in New York State and has 79 branches in Manhattan, Brooklyn, Queens, Staten Island and the Bronx, as well as Westchester, Suffolk, Nassau and Rockland counties. It is based in the Chanin Building in Manhattan.

The bank has personal and business checking accounts, savings and money market accounts, personal and business debit cards, online and mobile banking, retirement planning, investment accounts, personal and business credit cards, small business banking solutions, foreign currency exchange, wire transfers and commercial mortgages. The bank's commercial mortgage lending business is centered on its local New York market. It is also an active participant in export credit and specialty finance, particularly in the aviation sector.

Apple Bank was founded in 1863 as the Haarlem Savings Bank. It was established by a group of local merchants as a community-based mutual savings bank (a bank that is owned by its depositors). Harlem at the time was a suburban village (it was not part of New York City until 1873) and the bank's first location, a storefront on 3rd Avenue between 125th and 126th Streets, was surrounded by farms and undeveloped lots. Six years later, the bank moved to a building of its own construction on 3rd Avenue and 124th Street.

Business grew steadily and the bank had over 5,000 depositors by 1876. By 1908, the number grew to over 32,000 as Harlem experienced an influx of Jewish and Italian immigrants. At the same time, the bank engaged in construction financing as the area experienced a real estate boom. The bank continued to do well as the demographics of Harlem changed. By the end of the 1920s, Harlem Savings was the 22nd largest mutual savings bank in the United States. The bank survived the Great Depression, and purchased the Commonwealth Savings Bank in 1932. The acquisition provided the bank with two branches in the Washington Heights neighborhood on 157th Street and 180th Street, expanding coverage north. In 1933, the bank dropped the second 'a' from its name to match the now-standard spelling of the neighborhood's name: Harlem.