ACE Cash Express

ACE Cash Express is an Irving, Texas-based payday loan company, one of the biggest of its kind in the United States. It was established in 1968.

In 2014, ACE paid $10 million to settle allegations from the Consumer Financial Protection Bureau that the company had illegally pressured those who had taken out its loans using, among other illegal tactics, false threats of lawsuits, to borrow more from ACE to pay them off. Other practices that contributed to this settlement were ACE's threatening people with jail time if they failed to pay off their loans, and their use of a circular diagram in training manuals depicting how those who took out loans from them could become trapped in a cycle of debt.

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