Rural housing

The lack of affordable housing is one of the most critical issues facing rural communities in the UK.

Some of the consequences of this are:

An integrated approach is key to sustain rural communities.

The lack of affordable housing in rural areas of the United States continues to be a critical issue and concern. Factors that can affect affordable rents and home ownership opportunities in Rural America include: lower income levels, urban sprawl pushing housing costs up, loss of high paying jobs and lack of access to credit.

Though the American Housing Survey (AHS) "Homeownership rates increased for virtually all racial and ethnic groups, income groups, regions, and rural and urban areas during the 1990s." However, according to the US Housing Market Conditions, 2nd quarter, 2007 report by the United States Department of Housing and Urban Development, "Housing affordability worsened as sales prices of existing homes increased and mortgage interest rates increased. Housing market performance was weak in the second quarter of 2007, with generally falling production levels and weak existing home sales. The exceptions are the increase in new home sales and the slight increase in housing starts. Inventories of new and existing homes available for sale continue at very high levels, with enough houses available to last nearly 8 months. The home ownership rate declined to 68.2 percent in the second quarter of 2007."

Programs that are addressing the needs of rural housing can be seen through the United States Department of Agriculture’s, Rural Housing Service. Other assistance is available through the Housing Assistance Council which is a non-profit organisation. In the United States, "the Housing Assistance Council (HAC) has been helping local organizations build affordable homes in rural America since 1971. HAC emphasizes local solutions, empowerment of the poor, reduced dependence, and self-help strategies. HAC assists in the development of both single- and multi-family homes and promotes home-ownership for working low-income rural families through a self-help, "sweat equity" construction method. The Housing Assistance Council offers services to public, non-profit, and private organisations throughout the rural United States. HAC also maintains a special focus on high-need groups and regions: Indian country, the Mississippi Delta, farmworkers, the Southwest border colonias, and Appalachia.”

...
Wikipedia