Rajiv Gandhi Jeevandayee Arogya Yojana
Logo of Rajiv Gandhi Jeevandayee Arogya Yojana
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| Founded | 2 July 2012 |
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| Focus | Below Poverty Line and marginally Above Poverty Line families |
| Origins | India |
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Area served
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Maharashtra |
| Services | Free health insurance |
| Owner | Government of Maharashtra |
| Mission | Free Quality Critical Care For Low Income Families |
| Website | jeevandayee |
Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) is a Universal health care scheme run by the Government of Maharashtra for the poor people of the state of Maharashtra who holds one of the 4 cards issued by the government; Antyodaya card, Annapurna card, yellow ration card or orange ration card. The scheme was first launched in 8 districts of the Maharashtra state in July 2012 and then across all 35 districts of the state in November 2013. It provides free access to medical care in government empanelled 488 hospitals for 971 types of diseases, surgeries and therapies costing up to Rs.1,50,000 per year per family (Rs.2,50,000 only for renal transplant). As of 17 January 2016, around 11.81 lakh procedures amounting to Rs.1827 crore have been performed on patients from 7.13 lakh beneficiary families which includes over 7.27 lakh surgeries and therapies. The scheme is called successful amid some allegations of hospitals directly or indirectly causing patients to incur out-of-pockets expenses on some part of the treatment.
In 1997, the then Chief Minister of Maharashtra Manohar Joshi started 'Jeevandayee Yojana' for the poor people which covered cost of treatment of very serious illnesses. But this scheme had shortcomings. This scheme was used to cover only 4 procedures related to brain, heart, kidney and cancer. Also Rashtriya Swasthya Bima Yojana (RSBY) launched by the Government of India in 2008 had largely failed, while the Aarogyasri health insurance scheme of neighbouring Andra Pradesh state had become very successful. So the Maharashtra government closed the RSBY scheme, revamped the old 1997 'Jeevandayee Yojana' and modelled it on the 'Aarogyasri' scheme of the Andra Pradesh to cover 971 types of surgeries, therapies, procedures. It was renamed as 'Rajiv Gandhi Jeevandayee Arogya Yojana' after the former Prime Minister Rajiv Gandhi and it was launched as pilot project on 2 July 2012 over eight districts of the Maharashtra state and it covered 52.37 lakh families. These districts were Mumbai, Thane, Dhule, Nanded, Amravati, Gadchiroli, Solapur and Raigad. Under this scheme, more than 1 lakh procedures were carried out between July 2012 and October 2013. Following the success of this pilot scheme, government of Maharashtra decided to launch this scheme in all 35 districts of the state.
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