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Mini-Baccarat


Mini-Baccarat is a smaller, lower-stakes version of Punto banco Baccarat. Mini-Baccarat is different in that it is generally lower limits than baccarat. It is also different in that the player does not get to pick up the cards, and the fact that the table is smaller in size. Mini-Baccarat is popular in many casinos, especially among Asian gamblers.

Like Baccarat, Mini-Baccarat is a comparing card game played between two hands, the "player" and the "banker". Each baccarat coup has three possible outcomes: "player" (player has the higher score), "banker" (banker has the high score), and "tie". It is strictly a game of chance, with no skill or strategy involved; each player's moves are forced by the cards the player is dealt.

In Mini-Baccarat, cards have a point value: cards two through nine are worth face value (in points); tens, jacks, queens and kings have no point value (i.e. are worth zero); aces are worth 1 point; jokers are not used. Hands are valued according to the rightmost digit of the sum of their constituent cards. For example, a hand consisting of 2 and 3 is worth 5, but a hand consisting of 6 and 7 is worth 3 (i.e., the 3 being the rightmost digit in the combined points total of 13). The highest possible hand value in baccarat is therefore nine.

The Player and Banker are each dealt two cards. If either Player or Banker or both achieve a total of 8 or 9 with the first two cards (known as a "natural"), the coup is finished and the result is announced: Player win, a Banker win, or tie. Natural 9 beats natural 8. If neither the Player nor Banker is dealt a total of 8 or 9 in the first two cards, the tableau is consulted, first for Player's rule, then Banker's.

If Player drew a third card, the Banker acts according to the following more complex rules:

The casinos list these rules in a more easily remembered format as follows:


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